BharatPe Merchant APK Free Download: BharatPay for Merchants is a free finance mobile app that allows you to easily manage business transactions. Developed by BharatPe, this mobile app is an all-in-one business platform for sellers and shop owners who don’t often operate online. It lets you accept customer payments for free and take out loans whenever you need them. Note that this app and its services are only available in India.
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What is BharatPe Merchant?
BharatPe is an Indian financial technology company specializing in UPI (Unified Payments Interface) payments and digital money lending for merchants. It aims to simplify payment acceptance by offering merchants a single interface for all UPI apps. Note that it does not offer a digital wallet service. It is specially designed as a payment platform for business owners, retailers and offline sellers where they can collect money from their customers.
Thus, the BharatPay for Merchants app aims to make these transactions as easy as possible. Its key features include accepting payments through the app with no transaction costs, allowing loans at competitive rates without collateral or collateral, and accepting credit and debit card payments without any charges. Apart from all this, it also lets you track payments, send money to accounts, and pay utility bills through SMS and notifications.
Unfortunately, this mobile app is riddled with so many issues that its performance is disappointing for its intended purpose. Most of the problems you’ll encounter are transaction failures—which is a serious problem, regardless of the payout. Integration with BharatPe card machine or BharatSwipe also often does not work. Customer support also doesn’t seem to be paying attention and you often find yourself being redirected to pre-recorded messages.
A lot of work is needed.
Overall, Bharatpi for Merchants is a great app on paper but its actual performance leaves a lot to be desired. This is supposed to make financial transactions much easier for sellers but ultimately, it does the opposite—and even potentially puts both sellers and customers at a certain level of risk. At this rate, you can only use other apps, such as Google Pay, PhonePe, Paytm, and BHIM, which offer a more robust and secure payment platform.
BharatPe Additional App Information
Pros and Cons of BharatPe
Pros of BharatPe
- Accepts customer payments
- Allows payments made from other UPI apps
- Lets you take loans
- Lets you pay utility bills
Cons of BharatPe
- Transactions tend to fail
- BharatSwipe machine doesn’t work most of the time
- Unreliable customer support